Loan & mortgage services

Selection of the right bank with the most favorable interest rate

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Passport / Permanent or Temporary Residence Card,

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Income confirmation from employer,

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Bank statements for the past 3-6 months.

*The bank reserves the right to request additional documents

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Passport / Permanent or Temporary Residence Card,

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Tax declaration for the past 1-2 years,

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Confirmation of tax declaration submission,

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Proof of income tax payment,

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Proof of tax payment deposit.

*The bank reserves the right to request additional documents

I will review your existing credit or mortgage contracts to evaluate their current relevance & determine whether consolidation or refinancing would be beneficial, aiming to reduce monthly payments & overpayment on loans.

[01 – 06]

Mortgage / Loans

[02 – 06]

Loan Consolidation

[05 – 06]

Mortgage / Loans

Hello Vitaly! We want to thank you for your incredible support during the mortgage process. We are now proud owners of an apartment in Prague—all thanks to your invaluable help! :)
Your prompt responses, communication with the bank, realtor, and land registry, and preparation and explanation of every document were priceless. A special thank you for being present at the signing of the purchase agreement and for offering advice—so many important recommendations we hadn’t even considered!
We are already recommending you to our colleagues and friends and will continue to do so. Working with you made the entire mortgage process feel secure, calm, and stress-free.
Thank you so much once again!

Katerina & Daniel

Mortgage / Loans

[04 – 06]

I would like to leave a review about Vitaly’s professional work. We had a challenging task, and Vitaly handled it perfectly 😊. I needed a car loan, and the situation was as follows: I already had a loan with Raiffeisen Bank, and my income was from self-employment (OSVČ) under a lump-sum tax regime. Many banks don't work with this regime, and those that do calculate income in a very odd way. In my case, the income was processed through a terminal, from private individuals, and in cash. I had zero chances of getting the loan on my own, as the banks refused to calculate this type of income. Vitaly was able to collect and verify all my income, including cash payments, simply by receiving my bank statements, and I didn’t have to worry about anything else. Since I already had a loan, the bank approved about 30% of the required amount, but Vitaly suggested a solution. I financed the remaining amount through the car dealership. He provided full consultations on every detail, advising on the best approach for a positive outcome. As a result, I am now the proud owner of a Mercedes-Benz CLA and, in the future, a loyal client of Vitaly.

Alena

Mortgage / Loans

[03 – 06]

We would like to thank Vitaly for his highly professional approach. All the documents were prepared clearly and on time, which contributed to the smooth approval of the loan. We can only recommend him!

Ksenia & Ilya

[06 – 06]

Mortgage / Loans